Teleios is dedicated to Comprehensive Financial Planning which builds wealth through a process not just financial products. It is only through a comprehensive approach that your dreams can be discovered, your financial condition can be determined, and the proper strategy can be recommended. Click Here to learn more

Wondering if your current investment plan is optimized based on your individual goals, risk tolerance, and overall expectations. Curious to see if there are better options? We would be glad to offer an unbiased review of your current investments.

Despite the majority of financial firms still touting how they can do better if you move your money to them, you will never hear that nonsense from us. Chasing better returns or the next big investment pay off carries significant risk no matter what the talking heads on TV or investment seminars may be promoting. We are confident you will find the performance we offer is rewarding. However, this performance is due to a different approach than most.

Many people assume if they have a CPA, they are already doing “tax planning”. Good CPA’s are invaluable at what they do, however very few make decisions based on your overall plan and future goals. As a consequence, decisions are made in a vacuum which may save you money now, however may also cost you more down the road. We take a tax-sensitive approach to financial planning and work with both you and your CPA to help minimize the impact of taxes both today and in the future.

Are others dependent upon you for financial support? If your children, spouse, other loved ones or even your business had to continue without you, would there be ample income to do so? Properly structured life insurance is an essential part of financial planning that can help replace income that would be lost upon your death. These are the common benefits to life insurance, however when structured properly, this foundational tool can offer many other “living” benefits that few people, including most insurance agents, realize.

Florida Pre-Paid, Coverdell, and 529 plans are the staple vehicles to save for college here in Florida and can be great options for some. For others however, these accounts could actually disqualify your college bound children from obtaining other available funding and aid. They also may become a penalty & tax stricken asset for the family if your children earn scholarships or decide they do not want attend college. We will help educate you on the options available based on a personalized strategy for your family not just what everyone else is doing.

We will answer the 4 Most Important Questions you should be asking about your retirement:
1. What return would you have to earn on your savings and investments for you to retire at your current standard of living?
2. What is the minimum amount of money you need to be putting away each year to enjoy your present lifestyle during retirement?
3. How long will you have to work before you can retire and be able to enjoy your present standard of living until your life expectancy?
4. How much will you have to reduce your present standard of living to make your money last to your life expectancy?
Once we discover the answers, we will build a strategy to maximize your retirement income while reducing risk. We will also focus on Estate Planning while we formulate your strategy to pass your assets on to the next generation and/or the charities of your choice in the most efficient way possible.

Are you self-employed or looking to do more than just an employer sponsored 401(K), 457, or 403(B)? We offer many options and can manage your investments based on a personalized strategy that will focus on your expectations.

Do you have money sitting inside of an old 401(K), 457, or 403(B)? There are many benefits to rolling over those assets including but not limited to potential lower fees, more suitable investment choices, better performance, and having an exit strategy for those assets that will minimize taxes and accomplish what you want.

Click Here to learn why estate planning is so important.

It begins with prudent financial, legal, and business counsel to help you avoid the many pitfalls so many business owners fall in to. Through our network, we can also link you up with competitive term business financing, franchise programs, employee benefits packages, and much more.

Traditional 401(K)’s may be a suitable option however for a smaller business, the costs and compliance requirements can quickly grow beyond what you expected. We will educate you on the latest legal requirements and total costs to offer these plans and discuss many alternative options that may save your company significant dollars while offering your employees the options they deserve.

For highly compensated business owners, executives, and key employees, it often does not make sense to offer a “Qualified” Retirement Plan such as a 401(K). Contribution limits and other legal requirements make these plans unsuitable for highly compensated workers and their overall needs. We will educate you in these areas and implement a strategy that will ensure you and your key employees future lifestyles are protected while minimizing taxes and fees along the way.

Do you have employees who are crucial to your business operation? Key Person Insurance is a special type of business protection that can protect your business from a major disruption in the event of a disability or death of those who are key to your operations.

What would happen to your business if you or your business partner(s) passed away or became disabled? Will you own it outright or will you share the company with the heirs of your business partner(s)? If you die early, will your family be protected and provided for based on the value you know they should receive? These are the questions most business owners don’t know the answer to because they do not have a Buy-Sell Agreement in place. Without a Buy-Sell Agreement, a business can face a world of financial and tax problems if an owner passes away, is divorced, retires, or leaves the company in one way or another.

Planned giving can bring personal satisfaction by enabling you to support causes and organizations that matter most to you. It can result in significant tax savings when structured properly and may double your estate freeing you to give 100% to the charities of your choice and 100% to your heirs. We can help you create a charitable giving plan that gives to the organizations you’re passionate about, takes care of your family with guard rails that you determine, and ensures that your passions, desires, and specific wishes will be carried out. Click Here to learn more

We can partner with local Churches or Charities to build and manage a complete planned giving solution. Our unique platform, offered by GA Repple Planned Giving Consultants, offers these services at no out of pocket cost to the Church or Charity.